You may have heard of the "60/40" rule for retirement accounts.  In the past, conservative brokers have traditionally recommended putting 60% of your assets in stocks and 40% in bonds. Just take a look at how that advice is playing out in today's economic climate.  If you are continuing to follow the 60/40 rule, think again. Bond yields have seen an alarming plunge and stocks are still near all-time highs, even with dips caused by the coronavirus panic.  Volatility levels have been rising and are showing no signs of slowing down as the world braces for an inevitable recession. Not… Read More

The price of gold has been the only asset not in a total freefall of late as a result of the coronavirus, with investors still backing its status as a safe haven and store of value.  After hitting a 7-year high of $1,700 prior to the escalation of the pandemic last week, gold is still staying strong near the $1,600 level. Since late 2018, more and more investors have been flocking to the precious metal as protection from increasing levels of economic volatility.  Fears of a recession have been steadily increasing as more and more warning signs become apparent, and… Read More

(Originally posted at Forbes.) Investing should never be limited to the buying and selling of stocks, bonds, mutual funds and exchange-traded funds, or ETFs. To achieve genuine diversification, investors cannot ignore the fast-rising alternative investment sector. Investors in alternatives deploy trillions of dollars globally, and in the decade ahead, alternatives are poised to take center stage in capital markets thanks to their appeal to sovereign and public pension funds. After analyzing global trends impacting the industry, I believe these five alternative investments are likely to perform particularly well in the coming years amid growing recession talk and high geopolitical tensions.… Read More

Diversification via alternative assets is among the best ways to help protect your portfolio.  Nothing ever grows and grows forever. There are always peaks and valleys, and the timing varies depending on the commodity. If you’re starting to think about retirement and your IRA (and you should be, no matter what age you are,) then this fact has probably crossed your mind.  For those that have primarily invested in stocks and bonds, it leads them to ponder the dreaded worst-case scenario: “What if the markets tank when I’m about to retire?” We saw the effects in the crash of 2008… Read More

If you've been paying any attention to world news the past few months, you've no doubt heard about the coronavirus.  Not only can it take a fatal toll on it's growing list of victims, but its effects are starting to creep into the daily lives of the general population.  Throughout Asia, we're starting to see increased levels of quarantine, the cancellation of public gatherings like concerts or sporting events, and negative economic impacts. With the fears of a global pandemic rapidly growing, so too does the apprehension of the markets  Could the coronavirus be what finally triggers a worldwide recession?… Read More